dressed not as complicated terrace house interior spruce. Simply set up tables and chairs. Origin of matching design, discharged the case.

Not this one terrace in front, but behind the house. Various functions. Able to simply sit back while drinking tea in the afternoon. The guests were often brought here, talk was accompanied by a gentle breeze would feel even better.

To support its function, ditempatkanlah an elongated wooden chair, a single chair, and do not forget the coffee table. The problem is, the sun often come in and make the porch so hot. The rain did not necessarily make the problem completely, instead of rain water into the often tampias.

So the solution is sought. To dispel the too hot sun, and prevents rain water tampias, placed a bamboo blind at the edge of the roof. A small solution to clean all the problems.

In view of the terrace is not shielded the wall, choose furniture from the furniture-resistant material that will change in the weather. Teak is the most apt choice for the lovers of wood. But if the budget was not sufficient, synthetic wicker can be a good choice. Plus synthetic wicker furniture has many design variations.

Remember, too, do not “decorate” the porch was too “menor” alias superfluous. The main function of this one area only to deliver people from outside into the house. Excessive grooming can-can make a house look so much weight in front

Simple House Cement

Home Improvement September 22nd, 2010


PT Jamsostek territory claimed Sulampapua little difficulty providing housing assistance for workers in Papua, as prices of building materials which reach three times in the area.

“The price of cement in Papua could reach USD 1 million or more than 13 times more expensive than in South Sulawesi, which is only USD 75 thousand. How to make a simple house that cement prices have been,” said Regional Chief PT Jamsostek Sulampapua M. Nasrun Baso in Makassar, on Saturday (5 / 12).

In fact, he said, the enthusiasm of workers to own a home is very high.

Until now, the realization of collateral ownership of housing for workers in its territory to reach USD 3 billion, was dominated by workers in South Sulawesi (Sulawesi) and North Sulawesi (Sulawesi).

Collateral in the form of advances amounting to Rp 20 million and most recently the administrative cost of aid valued at USD 500 thousand.

She stated target of home ownership guarantees for workers amounts to USD 4 billion in 2010. He is optimistic that the targets will be achieved in accordance with the quota set by the board of directors.

Cooperation guarantees home ownership for these workers cooperated with the BTN, while the Bank has not been running.

The value of home ownership rates for these workers is set 1.5 percent above the rate set by Bank Indonesia.


Provision of liquidity facilities by the government housing finance is expected to push mortgage rates to below 10 percent and fixed throughout the loan tenor.
Now interest rates ranging from 10.5 to 11 percent of the BTN, it will be single digits if we can composition of approximately 70-80 BLU Liquidity Facility Credit.
- Iqbal Latanro

President of Bank BTN, Iqbal Latanro Finance Ministry building in Jakarta, Thursday said that this funding liquidity withdrawals if given up to 50-70 percent can reduce interest rates even further.

“Now our interest from 10.5 to 11 percent, it will be single digits if we can composition of approximately 70-80 BLU Credit Liquidity Facility,” Iqbal said after the launch of the Housing Finance Center BLU Implementing Housing Policy Funding Liquidity Facility.

However, one thing to note, this facility is only intended for people on low incomes or less than Rp2, 5 million per month if they want to take a ‘landed house’, whereas for rusunami ownership must have income Rp4, 5 million per month. “Earnings should be limited to USD 2.5 million for ‘landed house’, USD 4.5 million for the first rusunami and should be home,” he said.

Provision of housing finance liquidity facility was motivated by high interest rates and the dynamics of development where there is a backlog or shortage that is very high, about 7.4 million units in 2009.

BLU Housing Financing Center will manage the revolving fund amounting to Rp2, 68 trillion. These funds come from the state budget which was then distributed to the public through banks. BLU formation is one of government’s efforts to achieve sustainable housing finance system, effective and efficient, and accountable.


Terrace and swimming can be a valuable asset of a house. How not? This area can be stressful places and unwind after a day of work. Therefore, do not be wasted, create a beautiful and comfortable arrangement. Examples of the terrace and pool in this photo. Designed with the same style, making them look compact.

Both the terrace and pool is designed with strong natural elements. On the terrace placed two Betawi-style wooden chairs. Equipped with a homemade table. Tables are made of clay barrel.

On top of it placed a winnowing – container made of woven bamboo, used to put snacks. Winnowing is used as a base between the mouth of the glass barrel. Before closing the glass, above the winnowing placed some sand beach complete with a clam shell. Creative!

Now we look at the pool. Design the pond is completely natural. The gurgling water from an artificial waterfall, accompanied by several green plants, giving a sense of cool. Not only that, the pool is also decorated with a tassel of coconut leaves, which usually we meet as the roof of the house. Even the owners put a mask in there. In addition there are swimming trunks made of bamboo faucet replacement.

Being on this porch, seemed like in the countryside. Sitting here, can relieve stress for a moment, before continuing other activities at home.


The growth of the property industry makes Tbk PT Alam Sutera (ASRI) revised its sales target this year. Because, until the end of July it had almost reached the ASRI sales targets.

Company Secretary ASRI Hendra Kurniawan said until July 2010 alone the number of properties already marketing sales reached Rp 1.18 trillion. “In fact, this year we are targeting our marketing sales amounted to Rp 1.2 trillion,” he added.

As a result, ASRI should revise the number of property sales this year. “We hope ASRI marketing sales will reach USD 1.5 trillion,” said Hendra optimistic.

Section, property selling prices in Indonesia are still cheap compared with other ASEAN region. In fact, “Property prices here much cheaper,” he said.

If marketing sales was achieved, the ASRI optimistic revenue will reach about USD 800 billion, net income ASRI will reach about USD 200 billion to Rp 250 billion

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